11.16.2013

What all is covered under a travel insurance policy? - Insurance - Travel

Anything can happen while you would be traveling. Thus, it is better to be secured against most of the uncertainties that a traveler is exposed to. A person should know about the plan before buying the same. The knowledge of all covered and uncovered perils would be much beneficial. Easy Travel is believed to be the complete travel insurance policy in India.

If you have packed your bags for a business trip or for a vacation, one of the important things you need to check is whether you have travel insurance or not. There is no certainty in life. Anything can happen while you would be traveling. Thus, a person should know what all is covered by travel insurance so that you can know whether you have adequate coverage or not.

There are few expenses that are normally covered by a travel insurance policy. It includes overseas inpatient treatment expense, overseas medical assistance in emergency, accidental death, disability, etc. The coverage limits in each of the above said case depends upon a policy's terms and conditions.

Besides it, the cover of these products might extend to include small issues face by you in life, such as loss of passport, loss of luggage, cancellation of trip, pre-trip information services, interpreter referral, emergency cash advance, arrangement of compassionate visit, etc. Thus, you should compare several products before buying travel insurance.

Al these assistance services that are offered along with travel insurance is much required by a person in a foreign land. Thus, you should make sure that you get sufficient coverage. If you have valuable items along with you, make sure that you have coverage for them too.

You should keep in mind that medical costs in other nations might be much more than your budgets and if you don't have travel insurance, it would become difficult for you to seek treatment while you are on foreign land. Pre-existing diseases might not be covered. Health risks arising from activities, such as paragliding, scuba diving, rafting, etc. might not be covered. Self-inflicted injuries do not have any coverage under such products.

Thus, you should check coverage limits of the plan you purchase. A wrong choice cannot prove much helpful. So, be very carefully while making your decision of which plan to buy. There are so many products available in Indian health insurance market that you might get confused while going through their coverage. Thus, it is advisable to compare their quotes and then, buy the best one.

Easy Travel is believed to be the complete travel insurance policy in India. It is brought by Apollo Munich for Individuals, Families, Groups and Senior Citizens. All these variants are further broken down into sub-variants to give Indians a wider choice.

So, buy travel insurance today to make your travel safe.





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